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Personal Savings Account Rates

The Best Savings Account Rates Right Now

The best savings account rates are around 1.50 percent to 2.00 percent these days. Which is the same range as some of the best CD rates at banks for 12 month certificates of deposit. Savings account rates are expected to go higher sometime in 2010.

When you look at the average savings account rate you almost don’t want to put your money into a savings account. The current average savings account rate for an account of $2,500 is 0.35 percent, not really good. If you have $10,000 to invest the savings account rate is a little higher at .043 percent.

The average savings account rates are lower then one percent but you can find savings rates higher than the national average. We have a list of the best savings account rates right here.

  • Bank of Internet USA  1.65% 
  • UFB Direct  1.60%
  • Discover Bank  1.60% 
  • Salem Five Direct  1.55%
  • EverBank 1.51%
  • American Express Bank 1.50%
  • Ally Bank  1.50%
  • Nationwide Bank  1.50%
  • Giantbank.com  1.46%

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